SBLC · SWIFT MT760 · ISP98

Standby Letter
of Credit.

DEALEXUS structures and closes Standby Letter of Credit deals transmitted via SWIFT MT760. ISP98 rules enforced. Non-circumvention enforced by contract. Commission protected from day one.

Open SBLC Deal » What is an SBLC?
$0M+
Minimum face value
0 days
Standard tenor
0
Enforced deal steps
0%
Broker commission protected
COMMODITY TRADER
Back your purchase with a bank guarantee.
SBLC issued by your bank, transmitted MT760 to seller's bank. Collateral declared, SWIFT authenticated.
FINANCE BROKER
Your 45% commission locked before deal moves.
IMFPA signed at step 4. Locked before the deal moves. Non-circumvention enforced by contract.
BANK OFFICER
Receive ISP98-compliant MT760 drafts.
DEALEXUS-generated instrument reviewed by both principals before bank submission. SWIFT Cat. 7 Nov. 2025.
§ 1 · What is an SBLC?

The instrument explained.

STANDBY LETTER OF CREDIT · SWIFT MT760 · ISP98

A Standby Letter of Credit (SBLC) is a bank guarantee of payment issued by a financial institution on behalf of a client (the applicant) in favour of a beneficiary. Unlike a documentary LC used in trade transactions, an SBLC is a standby instrument — it is called upon only when the applicant fails to fulfil a contractual obligation.

In international trade finance, SBLCs are transmitted bank-to-bank via SWIFT MT760 — a SWIFT Category 7 message format governed by the International Standby Practices (ISP98), ICC Publication 590. The MT760 is the electronic message that carries the SBLC from the issuing bank to the advising bank.

Commodity traders use SBLCs to back purchases of crude oil, minerals, agricultural products and metals. Corporate borrowers use them as credit enhancement. Project finance structures use them as performance bonds. In all cases, the instrument is only as good as the issuing bank and the compliance chain behind it.

ISP98

Governing Rules

DEALEXUS-generated MT760 drafts comply with ICC ISP98 (International Standby Practices), the global standard for standby letters of credit. Every field, every clause, every expiry term — checked against the standard before issuance.

SWIFT CAT.7

Transmission Standard

Instruments are transmitted bank-to-bank via SWIFT Category 7, November 2025 standards. No email. No PDF chains. The MT760 goes from issuing bank SWIFT key to advising bank SWIFT key — authenticated and verified.

MT760

The Message Format

SWIFT MT760 (Guarantee / Standby Letter of Credit) is the precise message type used to issue and transmit SBLCs. DEALEXUS builds the MT760 draft using the platform's SBLC builder, reviewed by both principals before bank submission.

CASH-BACKED

Common Collateral Types

Cash-backed (funds fully blocked in account), unencumbered assets, sovereign bonds, and credit-backed SBLCs are all supported. The collateral declaration is signed by the sender principal as part of the bank package.

§ 2 · How DEALEXUS handles SBLC MT760

From NCNDA to MT760
in eight steps.

SERVER-ENFORCED · AUDITED · NON-CIRCUMVENTABLE

DEALEXUS enforces the complete SBLC deal lifecycle as a server-side state machine. No step is optional. No party can skip ahead. The MT760 draft is generated by the platform and submitted only after both principals have signed the DOA and the bank package is complete.

01
NCNDA
● SIGNED
02
KYC / CIS
● VERIFIED
03
DOA
● GENERATED
04
IMFPA
● LOCKED
05
TERM
● SIGNED
06
BANK PKG
◐ READY
07
MT760
◐ PENDING
08
CLOSED
○ —
§ 3 · Instrument specifications

SBLC MT760 deal parameters.

Instrument type
Standby Letter of Credit (SBLC)
SWIFT message
MT760 — Guarantee / Standby Letter of Credit
Governing rules
ISP98 (ICC Publication 590) · UCP600 applicable on DLC
SWIFT category
Category 7 · Financial Institution Guarantees · Nov. 2025 Std.
Transmission
Bank-to-bank via authenticated SWIFT key. Never email.
Tenor
Typically 1 year + 1 day (366 days). Configurable per deal.
Collateral types
Cash-backed · Unencumbered assets · Sovereign bonds · Credit-backed
Minimum face value
USD 5,000,000 equivalent
Supported currencies
USD · EUR · GBP · CHF · AED · SGD · CNH
Commission split
45 / 45 / 5 / 5 — sender broker / receiver broker / sender mandate / receiver mandate
Paymaster / escrow
Automated escrow release at CLOSED — MVP2, in development. DEALEXUS currently holds no client funds.
Compliance
FATF · OFAC · EU Sanctions · UN Security Council · BSA · MAS
Commission split — locked at IMFPA (step 4)
0%
SENDER BROKER
Principal A's side
0%
RECEIVER BROKER
Principal B's side
0%
MANDATE A
Appointed by Principal A
0%
MANDATE B
Appointed by Principal B
Open your SBLC deal

Structure your SBLC MT760
on DEALEXUS today.

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