◆DEALEXUS
DLX-741209 SBLC-Backed Facility EUR 250M ZKB Tier A ✓
DEALEXUS —
Old Way —
◆ Before You Watch
DEALEXUS is the shortcut.
What looks slow is what's actually fast. In cross-border commodity and finance deals, most time is wasted before the real transaction even begins.
The Old Way
60 days · if it closes
Zoom calls to "establish trust"
CIS shared over WhatsApp
Broker convinces one side, then the other
Prepayment demand appears
Identity theater (LinkedIn, references)
Deal dies or closes with damage
~40% close rate. Most deals die here.
DEALEXUS
15–20 days · structured close
Broker builds scaffold in DEALEXUS
Principals upload direct · verified by documents
ARGUS analyzes · roadmap emerges
DOA / IMFPA generated · redline via ARGUS
Bank package · SWIFT bank-to-bank
CIL · everyone paid via paymaster
No Zoom calls. No prepayment demands. No theater.
DEALEXUS makes verification part of the deal flow, not a barrier to it. That's why what looks slow is actually faster — scammers, confusion, and bad process never get room to enter.
SCENE 02 / 15
Talk about a Deal on WhatsApp
Every deal starts here — the mess
‹
Provider · Unknown
online
Got a client with a EUR 250M SBLC ready to deliver. ISP98, 366 days, MT760. 3:42 PM
LTV up to 90% at DB. My guy says 48% on every drawdown to the Investor. You in? 3:43 PM
Who's the issuing bank? Named lender? 3:44 PM ✓✓
Big EU bank. Named lender pending. I have DTCC license if you want to look into it. 3:45 PM
Send me your CIS and let's set up a Zoom for tomorrow with my provider. 3:46 PM
Not doing Zoom. I'll build it in DEALEXUS. Your provider uploads direct. 3:47 PM ✓✓
→ Forward to DEALEXUS
Unstructured pitch. Unnamed lender. Illegal 48% split. Zoom demand. This is every deal on WhatsApp — and this is where DEALEXUS takes over.
SCENE 03 / 15
Build the Deal in DEALEXUS
Broker constructs the scaffold — no principal data yet
dealexus.com / app / new-deal
◆ New Deal · Scaffold
Configure the Instrument
You'll nominate principals in the next step. Nothing is sent until you commit.
Deal Completeness68%
You can take it to 68%. Your principals take it to 100%.
Instrument Type
SBLC (MT760) ✓
Face Value
EUR 250,000,000
Tenor
366 days
Governing Rules
ISP98 ✓
Structure
Third-Party Applicant → Beneficiary Facility
Your Role
Introducing Broker · 0.25% ✓
Save & Continue Later
Autosaved · 3s ago
You build the deal alone. Nothing sent, nothing committed. Wrong instrument? Change it. Wrong tenor? Fix it. Every field autosaves.
SCENE 04 / 15
Lock Down Principals
Nominate the two sides — DEALEXUS invites them directly
◆ Sender (Applicant)
Meridian Capital Partners AG
Zurich · CHE-329.887.114
Issuing Bank: ZKB
◆ Receiver (Beneficiary)
Nile Ridge Infrastructure Ltd
Nairobi · PVT-2019-88472
Advising Bank: Standard Chartered
⚠ Commit Deal — Irreversible
Both principals will receive DEALEXUS-branded emails at the addresses above. Once committed, you cannot change principals without their consent and full re-invitation. Your role and commission are locked to this deal record.
Deal Issued
DLX-741209
State: Awaiting Principal Invitations · DEALEXUS is sending emails now
The moment the deal exists. From here, DEALEXUS runs the sequence.
SCENE 05 / 15
DEALEXUS Emails the Principals
Platform-mediated · You do not see what they upload
You (the broker) do not receive copies of these emails or their attachments. DEALEXUS asks each principal directly for what only they can produce. If they can produce it, they're real. If they can't, they aren't. You see status only — never documents.
DEALEXUS asks. The platform is the Turing test for legitimacy.
SCENE 06 / 15
Principals Upload Directly
Documents route to platform · Broker sees status only
Sender uploads to DEALEXUS
Meridian Capital Partners AG
✓ CIS + UBO tree
✓ Certificate of Good Standing
✓ Signatory passports
✓ Board resolution
✓ ZKB bank reference (callback verified)
✓ SBLC draft text
✓ Source of funds declaration
Receiver uploads to DEALEXUS
Nile Ridge Infrastructure Ltd
✓ CIS + UBO tree
✓ Certificate of Good Standing
✓ Signatory passports
✓ Board resolution
✓ StanChart bank reference
✓ Facility Agreement draft
✓ Use of proceeds + project package
◈ Your Broker Dashboard · Status Only (No Documents)
Sender
KYC package✓ Received
Bank verified✓ Callback ok
Instrument✓ Uploaded
ARGUS review⏳ Running
Receiver
KYC package✓ Received
Bank verified✓ Callback ok
Project docs✓ Uploaded
ARGUS review⏳ Running
You orchestrate without exposure. Principals verify themselves by producing what only real principals can produce.
SCENE 07 / 15
ARGUS Analyzes
Every check, every corpus reference, every composite rule — in seconds
100%
✓ 12% BIC/SWIFT validation
✓ 27% IBAN MOD-97 checksum
✓ 41% Sanctions watchlist
✓ 58% Red-flag entity corpus · 22,847 refs
✓ 73% Bank capability matrix
⚠ 86% Typology match · 48% payment direction
◆ 100% Verdict ready · 2 flags raised
BIC / SWIFT Sanctions Watch Bank Matrix Typology Corpus Red-Flag Entity Composite Rule IBAN MOD-97 Identifier Reuse Instrument Text Language Pattern ARGUS™ DEALEXUS
Analyzing · 8 nodes firing · 22,847 corpus references
◄ Documents ingesting
Verdicts emerging ►
ARGUS doesn't just check the instrument. It checks the instrument against every deal it has seen before.
SCENE 08 / 15
ARGUS Kicks Out the Verdict
Deal classified · Roadmap generated · Flags raised
◆ Classification
SBLC · Monetization Structure
Face Value
EUR 250,000,000
Tenor
366 days · ISP98
Structure
Third-Party Applicant → Beneficiary Facility
Issuing Bank
ZKB · Tier A ✓
Advising Bank
StanChart Kenya · Tier A ✓
Estimated LTV
60–70% · bank credit committee decision
⚠ Flags Raised at Intake
Third-Party SBLC · composite rule applies (Reg W, Basel III, FinCEN CDD, OCC Handbook). Enhanced diligence required.
48% payment direction language detected in draft Participation Agreement. Arithmetically impossible · red-flag typology · must be restructured before DOA release.
◆ Elements Needed to Complete the Deal
Roadmap · 8 Steps
✓
Pre-approved Issuing Bank
Sender
✓
Pre-approved Advising Bank
Receiver
✓
Bilateral KYC · six-check pass
Both
⏳
DOA generation + redline resolution
All parties
⏳
IMFPA signature (broker chain)
Fee-eligible
○
Facility Letter · credit committee
Advising Bank
○
Bank-to-bank SWIFT · MT799 → MT760
Both banks
○
Monetization gate · distribution on CIL
DEALEXUS paymaster
The whole deal, on one screen. Everyone knows what they need. Nobody has to guess.
SCENE 09 / 15
Broker Dashboard · Your Home Base
Orchestration without exposure — status only
DLX-741209
SBLC · EUR 250M · Day 5 of ~15 · Stage 6 of 12
Sender · Meridian Capital
KYC package
Done
Issuing Bank (ZKB)
Tier A ✓
Bank ref callback
Verified
SBLC draft
Uploaded
Third-Party flag
Structural
Participation terms
Restructure
Receiver · Nile Ridge
KYC package
Done
Advising Bank (StanChart)
Tier A ✓
Bank ref callback
Verified
Facility Agreement
Uploaded
Use of proceeds
Filed
Awaiting Sender
Blocked
Your Commission (Locked in IMFPA)
0.25% · EUR 625,000
Payment trigger: CIL issuance
Paymaster: DEALEXUS · Never through counterparty
You see status, not documents. You see what's blocking, not why the file is late. And you see your commission — locked, protected, waiting on the trigger.
SCENE 10 / 15
Where Your Deal Stands
The shared source of truth · Every party sees the same board
DLX-741209 — Deal Status Board
Deal age: 5d · Old-way equivalent: ~30d
Sender Side
✓
NCNDA · CIS · UBO to 25%
✓
Issuing Bank ZKB · Tier A pre-approved
✓
Bank reference callback verified
✓
SBLC draft uploaded
⚠
Third-Party SBLC flagged (structural)
✕
Participation terms: 48% drawdown split (compliance-flagged — must restructure)
Receiver Side
✓
NCNDA · CIS · UBO to 25%
✓
Advising Bank StanChart · Tier A pre-approved
✓
Bank reference callback verified
✓
Facility Agreement + Use of Proceeds filed
✓
Project package · drawdown schedule filed
⚠
Awaiting Sender restructure
Deal StatusHOLD PENDING — Stage 8 (DOA Redline)
Blocking Items1 (Sender-side)
Est. Resolve~2 days if Sender withdraws or restructures
Same board. Both parties. No phone calls. No "did you sign yet?" No blame. Just the truth.
SCENE 11 / 15
DOA Release + Redline — ARGUS as Compliance Referee
Where deals normally die. Here they get resolved.
Deed of Agreement
DLX-741209 · v1.2 · Redline in review
Instrument
SBLC (MT760) · EUR 250,000,000 · 366 days · ISP98
Face Value
EUR 250,000,000 (unchanged) ✓ Commercial
Tenor
366 days 395 days ✓ Commercial
Sender requested extension. Business term. Accepted by Receiver.
Paymaster Path
DEALEXUS + independent second paymaster (Receiver's counsel) ◈ Structural
Structural change · does not violate composite rule · downstream doc updates required.
Sender Participation
Post-monetization participation per DOA §4.2
48% payment direction on each drawdown to Investor ⚠ Compliance-Flagged
◆ ARGUS Analysis · Composite Rule Violation
This edit changes participation from post-monetization (equity buy-out or fee per DOA) to a split of drawdown proceeds. This structure matches typology cluster #proceeds-diversion. FBI Public Service Announcement warns that SBLCs are not investment vehicles and are not traded or bought and sold. Composite rule references: Reg W (§23A/23B) collateral haircut · Basel III LCR/NSFR risk-weight · FinCEN CDD Rule · OCC Handbook Third-Party SBLC treatment.

Arithmetic: EUR 250M face × 60% LTV = EUR 150M facility. Less 48% (EUR 120M) to Investor = EUR 30M remaining. Must repay EUR 150M. 12% of face to generate 100% repayment — mathematically impossible.
Governing Law
English law · ICC Arbitration · Seat: Singapore
Commercial · business terms · accepted
Structural · architecture change · downstream impact
Compliance-Flagged · blocks progression · withdraw or justify
Prohibited · cannot be committed · refused
The DOA is the graveyard of trade finance. DEALEXUS turns it into a compliance-refereed negotiation — the deal dies only for the right reasons.
SCENE 12 / 15
IMFPA · Broker Chain · Paymaster
Your commission line — protected, transparent, triggered on CIL
Sender
─→
Mandate A
0.50%
─→
You
0.25%
─→
DEALEXUS
PAYMASTER
─→
Receiver
◆ IMFPA · Auto-Generated · All Parties Signed
Mandate A commission0.50% · EUR 1,250,000
Your commission (broker)0.25% · EUR 625,000
DEALEXUS platform fee0.15% · EUR 375,000
Total chain load0.90%
Chain Length
2 · Below 4 ✓
Total Fees
0.90% · Below 6% ✓
Payment Trigger
CIL Issuance ✓
You're not chasing your commission. It's in the IMFPA. It releases when the instrument lands.
SCENE 13 / 15
Bank Coordination + SWIFT Transmission
Bank-to-bank · No intermediary · DEALEXUS watches, logs
Zürcher Kantonalbank
ZKBKCHZZ80A
Issuing Bank · Tier A · FINMA
✓ Applicant account funded
✓ Cash-collateral confirmed
✓ MT760 text locked
✓ Compliance sign-off
RMA
Standard Chartered Kenya
SCBLKENX
Advising Bank · Tier A · CBK
✓ Beneficiary details verified
✓ MT760 field 59 confirmed
✓ Ready to receive
✓ Compliance sign-off
09:01
ZKB → StanChart
MT799 · Pre-Advice
"We confirm readiness to issue SBLC ref DLX-741209 for EUR 250,000,000..."
✓ Authenticated
09:14
StanChart → ZKB
MT799 · Response
"Pre-advice acknowledged. Ready to receive operative."
✓ Authenticated
09:32
StanChart · Callback Verification
Direct call · Trade Finance desk
Verified contact confirmed identity. No broker involvement.
✓ Identity confirmed
09:45
ZKB → StanChart
MT760 · Operative Issuance
SBLC DLX-741209 · EUR 250,000,000
✓ Text matches preview · Deal LIVE
09:52
StanChart → Beneficiary
Advice + CIL Issuance
SBLC advised to beneficiary. CIL emitted.
✓ Payment triggers released
◆ LIVE
Bank-to-bank. No broker touched the SWIFT. That's what makes it real.
SCENE 14 / 15
Everyone Gets Paid — After Monetization
The gate that separates every legitimate deal from every scam
◆ Confirmation of Instrument Landing (CIL)
MT760 authenticated bank-to-bank✓
SBLC live at Standard Chartered Kenya✓
Face Value: EUR 250,000,000✓
The Sequence — When Does the Split Happen?
01
MT760 Delivered
Bank verifies
02
Credit Committee
Facility approved
03
Facility Letter
Terms, repayment
04
Drawdown
Client draws credit
▼ Permitted Use of Proceeds
Commodity purchase · Supplier payments · Project finance · Working capital · Approved treasury · LC issuance · Trade finance · FX (if separately approved)
These activities generate revenue.
▼ Monetization Gate
Funds deployed. Revenue generated.
Only now can any split occur.
Any "split" before this point is proceeds diversion — not participation.
▼ Distribution — After Monetization
You did the introduction. DEALEXUS did the orchestration. Everyone gets paid — after monetization, not before.
SCENE 15 / 15
That's Why DEALEXUS Is the Shortcut
The bookend · Everything you watched, annotated
◆ What You Just Watched
Verification became the deal flow.
The Old Way — What You Avoided
10+ Zoom calls to "establish trust"
CIS forwarded to 5+ counterparties on WhatsApp
Broker as convincer · begging both sides
Prepayment demand appears at week 4
"Officer at Deutsche Bank" · spoofed email
Redline standoffs · no compliance referee
Deal dies at day 45 with nothing to show
DEALEXUS — What Actually Happened
No Zoom calls. Principals verified by document
KYC to platform only. Counterparty sees only "✓ Verified"
You orchestrated. No convincing · dashboard shows blockers
IMFPA + paymaster. No prepayment attack surface
Bank refs callback-verified. Real people or none at all
ARGUS as compliance referee. Redlines resolved or refused
CIL at day 15. Everyone paid via paymaster
DEALEXUS feels disciplined at the beginning and becomes faster because scammers, confusion, and bad process never get room to enter.
ARGUS™ Corpus Size
22,848 ↑ +1
DLX-741209 · Archived · Every deal makes the next one smarter
DEALEXUS
Neutral SWIFT Platform
"The buyer needs a hundred eyes;
the seller, but one."
— George Herbert, c. 1640
ARGUS™ is the hundred eyes.
dealexus.com
secure-intake@dealexus.com